deposit

Savings Accounts

Earn up to 7.25% on your savings.

High-interest savings Zero-balance variants Premium debit cards Sweep-in FDs

Top Savings Accounts ranked

Interest Rate (p.a.) · Updated for the current quarter

Bank / Product	Interest Rate (p.a.)	Highlight
IDF IDFC FIRST Bank Top Pick	Up to 7.25%	Monthly interest credit	View
AU AU Small Finance Bank	Up to 7.00%	₹0 average balance	View
Kot Kotak 811	3.50%	Zero-balance digital account	View
HDF HDFC SavingsMax	3.50%	Premium debit + insurance	View
SBI SBI Savings Plus	2.70%	Auto-sweep to FD	View
DBS DBS digibank	3.50%	Fully digital onboarding	View

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Detailed Charges & Benchmarks

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Which bank gives the highest savings interest in India?

IDFC FIRST Bank and AU Small Finance Bank currently lead with up to 7.25% p.a. on higher balance slabs.

Can I open a zero-balance savings account?

Yes - Kotak 811, IDFC FIRST Digital and most SFBs offer fully digital zero-balance accounts.

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