State Bank of India

State Bank of India - trusted banking partner

AI Score

84/100

Branches

22,500

ATMs

65,000

Digital Score

80/100

NRI Score

88/100

Overview

State Bank of India is a public sector bank in India serving millions across 22,500+ branches. Our AI assigns an overall score of 84/100, balancing digital experience, service quality, NRI banking, and business banking strength.

Advantages

Largest network in India
Strong NRI banking via YONO
Government-backed trust

Disadvantages

App can lag during peak hours
Service speed varies by branch

Best For

Salaried professionalsFirst-time account holdersDigital-first customers

Charges Analysis

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Detailed Hidden Charges

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Product Portfolio

Savings Account

Salary Account

Current Account

Fixed Deposit

Recurring Deposit

Home Loan

Personal Loan

Credit Cards

User Reviews

"Smooth digital onboarding and reliable UPI."

- Rohan S.

"Good service, charges could be lower."

- Priya K.

"Best for salary account - instant credit and zero balance."

- Aditya M.

FAQs

What is the minimum balance for State Bank of India savings account?

It varies by variant; typically ₹2,500 to ₹25,000 for metro branches.

Does State Bank of India offer NRI services?

Yes - NRE, NRO and FCNR accounts are available with online onboarding.

What FD rates does State Bank of India offer?

Current rates range 6.50% to 7.40% depending on tenure; seniors get +0.50%.

87% of Premium Members find better banking products in their first session.

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