Bank Comparison Engine

Compare Any 3 Banks Side-by-Side

Pick up to 3 banks to compare scores, charges, products and our AI verdict.

IOB

Indian Overseas Bank

Public

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SBI

State Bank of India

Public

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Parameter	IOB	SBI
Type	Public	Public
Founded	1937	1955
Branches	3,200	22,500
ATMs	3,500	65,000
AI Score	73/100	84/100
Digital Score	68/100	80/100
Service Score	72/100	75/100
NRI Score	78/100	88/100
Business Score	74/100	82/100
Min. Balance (Hidden)Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium
Debit Card FeePremium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium
IMPS ChargesPremium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium
Best For	Salaried professionals, First-time account holders	Salaried professionals, First-time account holders

AI Verdict

Based on combined scores, State Bank of India emerges as the strongest overall pick with a score of 84/100. Pick by use-case using individual scores above.