Bank Comparison Engine

Compare Any 3 Banks Side-by-Side

Pick up to 3 banks to compare scores, charges, products and our AI verdict.

IOB

Indian Overseas Bank

Public

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ICI

ICICI Bank

Private

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Parameter	IOB	ICICI
Type	Public	Private
Founded	1937	1994
Branches	3,200	6,300
ATMs	3,500	17,000
AI Score	73/100	89/100
Digital Score	68/100	91/100
Service Score	72/100	85/100
NRI Score	78/100	84/100
Business Score	74/100	88/100
Min. Balance (Hidden)Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium
Debit Card FeePremium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium
IMPS ChargesPremium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium
Best For	Salaried professionals, First-time account holders	Salaried professionals, First-time account holders

AI Verdict

Based on combined scores, ICICI Bank emerges as the strongest overall pick with a score of 89/100. Pick by use-case using individual scores above.