Bank Comparison Engine

Compare Any 3 Banks Side-by-Side

Pick up to 3 banks to compare scores, charges, products and our AI verdict.

ICI

ICICI Bank

Private

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Kot

Kotak Mahindra Bank

Private

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Parameter	ICICI	Kotak
Type	Private	Private
Founded	1994	2003
Branches	6,300	1,900
ATMs	17,000	3,000
AI Score	89/100	87/100
Digital Score	91/100	94/100
Service Score	85/100	86/100
NRI Score	84/100	78/100
Business Score	88/100	80/100
Min. Balance (Hidden)Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium
Debit Card FeePremium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium
IMPS ChargesPremium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium	Hidden Charges Detailed charges unlocked for Premium members. Unlock with Premium
Best For	Salaried professionals, First-time account holders	Salaried professionals, First-time account holders

AI Verdict

Based on combined scores, ICICI Bank emerges as the strongest overall pick with a score of 89/100. Pick by use-case using individual scores above.