Bank of Baroda

Bank of Baroda - trusted banking partner

AI Score

79/100

Branches

8,200

ATMs

11,000

Digital Score

74/100

NRI Score

86/100

Overview

Bank of Baroda is a public sector bank in India serving millions across 8,200+ branches. Our AI assigns an overall score of 79/100, balancing digital experience, service quality, NRI banking, and business banking strength.

Advantages

Strong PSU presence abroad
Good for NRI customers
Low charges

Disadvantages

Older digital experience
Slow grievance resolution

Best For

Salaried professionalsFirst-time account holdersDigital-first customers

Charges Analysis

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Detailed Hidden Charges

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Product Portfolio

Savings Account

Salary Account

Current Account

Fixed Deposit

Recurring Deposit

Home Loan

Personal Loan

Credit Cards

User Reviews

"Smooth digital onboarding and reliable UPI."

- Rohan S.

"Good service, charges could be lower."

- Priya K.

"Best for salary account - instant credit and zero balance."

- Aditya M.

FAQs

What is the minimum balance for Bank of Baroda savings account?

It varies by variant; typically ₹2,500 to ₹25,000 for metro branches.

Does Bank of Baroda offer NRI services?

Yes - NRE, NRO and FCNR accounts are available with online onboarding.

What FD rates does Bank of Baroda offer?

Current rates range 6.50% to 7.40% depending on tenure; seniors get +0.50%.

87% of Premium Members find better banking products in their first session.

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